Atlanta, GA · Down Payment Assistance
Down Payment Assistance in Atlanta, GA
Atlanta remains one of the most affordable major metros — which means $0-down and 1%-down programs go further here than almost anywhere.
Programs available in Atlanta
FHA 100% Combo — $0 down
FHA first at 96.5% plus a second for the 3.5%. No income cap, 600 minimum credit. Works across the metro — Decatur, Marietta, College Park, East Point.
V1-FAST 100 — $0 down, forgivable second
3.5% second at 0%, deferred and forgiven over time while owner-occupied.
1% Down Grant — 2% free
You put 1%, the program grants 2% up to $7,000. At Atlanta prices, the $350,000 cap fits far more homes than in coastal markets.
What Atlanta buyers ask most
- Can I buy in Atlanta with $0 down? Yes — and Atlanta prices make the combos stretch further.
- Does the 1% grant work well here? Better than most metros — the $350,000 loan cap covers much more of Atlanta's market.
- Georgia HFA programs? Georgia Dream exists alongside national options. We compare both.
How to start
Send the 60-second eligibility form: your target area in Atlanta, income range, and credit estimate. We'll match you to every program that fits — and tell you honestly if the math doesn't work yet.
Buying in Atlanta? Check your eligibility for $0-down and 1%-down programs before you start touring homes. Check my eligibility →